This is the sources list for the entry site of the Xiaopoxian Knowledge Network (xiaopoxian.com). Every figure and regulatory statement on this site's pages should be traceable in the tables below to an institution, document, date and link. Source tiers, how figures are stated and the corrections policy are set out in the methodology; the chronology of rule changes is in the changelog. Unless otherwise stated, the "last checked" date for every entry below is 24 October 2026.
How to use this list
What the columns mean: Institution = the publisher; Title = the original name of the document or page (Chinese-language titles are followed by an English rendering in brackets; the original prevails); Date = issue date, effective date or page update date, with "accessed October 2026" for web pages showing no date; Purpose = what this site cites it for, and the page where it mainly appears.
Source tiers:
| Tier | Meaning | Treatment in this list |
|---|---|---|
| Tier 1 | Regulators, statutory bodies and legal texts | Listed normally under each institution |
| Tier 2 | Industry association guidance (LIA, Hong Kong IA guidelines) | Listed normally, with "industry guidance" noted in the purpose column |
| Tier 3 | Law firm briefings, media reports | Listed separately in the "Secondary sources" section |
| Tier 4 | Only a search snippet obtained, or date unclear | Marked "original to be checked manually" in the purpose column |
Tip for checking: institutions update pages while keeping the same link, so when you open a link, look first at the "last updated" date on the page. If it differs from the date in this list, the institution's website prevails, and you are welcome to let us know through the contact details on this site so the change can be logged in the changelog.
MAS and MoneySense (Monetary Authority of Singapore)
| Institution | Title | Date | Link | Purpose |
|---|---|---|---|---|
| MAS | Insurance — Types of Entities and Licences | Accessed October 2026 | mas.gov.sg | Regulatory framework and licence types for insurance; methodology |
| MAS | Directories (FID, FIRR, Investor Alert List and others) | Accessed 24 October 2026 | mas.gov.sg | Official verification tools; methodology, topic maps |
| MAS | Investor Alert List | Page updated 17 September 2026 | mas.gov.sg | The list is not exhaustive and no longer names impersonators; methodology, changelog |
| MAS | Guidelines on Fair Dealing (FSG-G04) | In force 30 May 2024 | mas.gov.sg | The five fair dealing outcomes, applying to all financial institutions; methodology, changelog |
| MAS | Notice FAA-N16 Recommendations on Investment Products | Revisions in force 29 December 2025 | mas.gov.sg | Conduct standards for financial advisers; changelog |
| MAS | FAA-N20 Amendment Note (Balanced Scorecard) | 29 December 2025 | mas.gov.sg | Revisions to the Balanced Scorecard; changelog |
| MAS | Notice FAA-N20 (current text, last revised 29 December 2025) | 29 December 2025 | mas.gov.sg | The four non-sales key performance indicators (annex; PDF opened and checked in this round); glossary |
| MAS | Notice 318 (market conduct standards for direct life insurers) | Accessed October 2026 | mas.gov.sg | Standards for disclosure, the sales process and policy replacement |
| MAS | Initiatives to Promote Responsible Online Financial Content | Issued 25 September 2025; in force 25 March 2026 | mas.gov.sg | Digital advertising guidelines; methodology, changelog |
| MAS; ASAS | 7 Must-Knows When Sharing Financial Information Online | 24 September 2025 (PDF metadata) | mas.gov.sg | Guidance for content creators (PDF opened and wording checked in this round); methodology |
| MAS | Consumers Can Now Compare Life Insurance Products Online and Buy Them Without Commissions (media release on compareFIRST and DPI) | 31 March 2015 | mas.gov.sg | compareFIRST available from 7 April 2015; FAQ |
| MAS | MAS Enhances Regulatory Safeguards for Investors | 22 September 2015 | mas.gov.sg | Individual criteria for Accredited Investors and opt-in; Topic Map (Part 2) |
| MAS | MAS and financial industry launch Basic Financial Planning Guide | 7 October 2023 | mas.gov.sg | Origin of the reference benchmarks for protection amounts (specific multiples on term.com.sg); business owners path |
| MAS | Licensed trust companies | Page updated 29 September 2023 | mas.gov.sg | Licensing framework for trust companies |
| MAS | FDD Cir 05/2026 Tax Incentive Schemes for Funds | 31 July 2026 | mas.gov.sg | Thresholds for single family office funds under 13O/13OA (S$20 million) and 13U (S$50 million), applying only to new awards approved from 1 August 2026 (§4.3–4.4); removal of the annual minimum AUM requirement for non-family-office funds (§3.2). Original checked 24 October 2026; Topic Map (Part 2), glossary |
| MAS | Written reply on SFOs | 5 August 2026 | mas.gov.sg | Number of single family offices enjoying 13O/13U incentives |
| MAS | Singapore Asset Management Survey 2025 | July 2026 | mas.gov.sg | Assets under management, number of VCCs and sub-funds; Topic Map (Part 2) |
| MoneySense (MAS) | Insurance basics | Text updated 11 May 2026 | moneysense.gov.sg | 14-day free-look period; Topic Map (Part 1) |
| MoneySense (MAS) | Investment-linked policies: Guide to fees and pricing | Page updated 28 September 2026 | moneysense.gov.sg | Types of ILP charges; Topic Map (Part 1) |
| MoneySense (MAS) | Understanding deposit insurance | Page updated 28 September 2026 | moneysense.gov.sg | Deposit insurance limit and scope; Topic Map (Part 2), changelog |
| MAS | Response to Feedback Received on Proposed Enhancements to the Deposit Insurance Scheme in Singapore (Part 1) | 22 September 2023 | mas.gov.sg | Deposit insurance limit raised from S$75,000 to S$100,000 from 1 April 2024; changelog |
LIA (Life Insurance Association Singapore, industry guidance)
| Institution | Title | Date | Link | Purpose |
|---|---|---|---|---|
| LIA | compareFIRST (tool page) | Accessed 24 October 2026 | lia.org.sg | Official product information comparison tool |
| LIA | Life insurance industry revising caps on Par PI | Issued 2 June 2021; in force 1 July 2021 | lia.org.sg | Upper and lower illustrated rates for Singapore-dollar participating policies; Topic Map (Part 1), changelog |
| LIA | MU 22/24 Appendix IV(b): Main PI format – ILP | 28 July 2026 | lia.org.sg | The three ILP illustration scenarios and Total Distribution Cost; methodology, Topic Map (Part 1) |
| LIA | LIA Critical Illness Framework 2024 — Part 1 of 4 | 13 May 2025 | lia.org.sg | The 37 critical illness definitions and the switchover on 1 October 2025; changelog |
| LIA | When Things Go Wrong | Accessed October 2026 | lia.org.sg | Complaint handling timeframes and referral to FIDReC |
| LIA | Your Guide to Nomination of Insurance Nominees (v1.0) | March 2026 | lia.org.sg | Trust nominations and revocable nominations |
| LIA | Guide on Submission of Death Claims | November 2025 | lia.org.sg | Document checklist for death claims |
| LIA | Making a Claim | Accessed October 2026 | lia.org.sg | Typical timeframes in the claims process |
| LIA | Singapore's life insurance sector achieves 11.3% growth for 2025 | 11 February 2026 | lia.org.sg | Full-year 2025 life insurance industry data |
| LIA | LIA 1H 2026 Results Media Release | 12 August 2026 | lia.org.sg | New business premiums and claims data for 1H 2026 |
SDIC, FIDReC and Singapore Statutes Online
| Institution | Title | Date | Link | Purpose |
|---|---|---|---|---|
| SDIC | PPF Scheme Entitlement | Accessed 24 October 2026 | sdic.org.sg | Policy Owners' Protection Scheme limits; Topic Map (Part 1) |
| FIDReC | FIDReC 官网 (FIDReC website) | Accessed 24 October 2026 | fidrec.com.sg | Lodging disputes is free; cap of S$150,000 per adjudication award; Topic Map (Part 1), changelog |
| FIDReC | Terms of Reference (v2.2, applicable from 1 July 2025) | 1 July 2025 | fidrec.com.sg | Annex 1 §6.6: case fee at the adjudication stage of S$50 for individuals and S$250 for charities and small businesses (PDF opened and checked in this round); overview, Topic Map (Part 1), glossary |
| AGC (SSO) | FAA (Complaints Handling and Resolution) Regulations 2021 | In force 3 January 2022 | sso.agc.gov.sg | Timeframes for financial adviser firms to respond to complaints |
| AGC (SSO) | Income Tax Act (CRS) Regulations 2016 | Accessed October 2026 | sso.agc.gov.sg | Definition of reporting financial institutions under CRS |
CPF Board and Ministry of Health (MOH)
| Institution | Title | Date | Link | Purpose |
|---|---|---|---|---|
| CPF Board | Who should receive CPF contributions | 22 June 2026 | cpf.gov.sg | Who CPF applies to |
| CPF Board | CPF nomination (whether a CPF nomination is still needed after making a will) | 18 June 2024 | cpf.gov.sg | CPF savings do not form part of the estate |
| CPF Board | DPS administrator contract extended to 2028 | 26 May 2025 | cpf.gov.sg | DPS contract term; changelog |
| CPF Board | What is the monthly payout amount for CareShield Life | Accessed October 2026 | cpf.gov.sg | CareShield Life payouts in 2026; changelog |
| CPF Board | How much is the outpatient deductible? | Accessed 24 October 2026 | cpf.gov.sg | S$500 outpatient deductible from 1 June 2026 (added in this round); changelog |
| MOH | Government accepts MediShield Life Council's recommendations | 15 October 2024 | moh.gov.sg | Claim limit, three-year premium adjustment, implementation dates for the outpatient and inpatient deductibles; changelog |
| MOH | New Requirements for Integrated Shield Plan Riders | 26 November 2025 | moh.gov.sg | New IP rider rules from 1 April 2026; those who bought old-style riders from 27 November 2025 must switch to compliant riders at their first renewal after 1 April 2028; changelog, new residents path |
| MOH | Comparison of Integrated Shield Plans | As at 1 June 2026 | moh.gov.sg | The seven insurers offering IPs; glossary |
| MOH | Government accepts CareShield Life Council's recommendations to enhance CareShield Life | 27 August 2025 | moh.gov.sg | Annual growth rate of payouts raised from 2% to 4% for 2026 to 2030, to be reviewed after 2030; changelog |
IRAS (Inland Revenue Authority of Singapore)
| Institution | Title | Date | Link | Purpose |
|---|---|---|---|---|
| IRAS | Life Insurance Relief | Page updated 10 August 2026 | iras.gov.sg | Conditions for Life Insurance Relief |
| IRAS | Working out my tax residency | Accessed October 2026 | iras.gov.sg | Determining tax residence |
| IRAS | CRS Overview and Latest Developments | Page updated 9 September 2026 | iras.gov.sg | Amended CRS in force from 1 January 2027, exchanges expected from 2028, fifth edition of the guide published 11 August 2026 (rechecked in this round); Topic Map (Part 2), changelog |
| IRAS | e-Tax Guide: Deductibility of "Keyman" Insurance Premiums (Third Edition) | 30 January 2026 | iras.gov.sg | The five conditions for deducting key person insurance premiums, and the statement that premiums may not be deductible where the business is mainly owned by the key person (including together with relatives) (PDF opened and checked in this round); business owners path, reader profiles |
MOM, EDB and ACRA (residency, investor immigration and company registration)
| Institution | Title | Date | Link | Purpose |
|---|---|---|---|---|
| MOM | Employment Pass eligibility | Page updated 28 April 2026 | mom.gov.sg | EP minimum monthly salary and the change on 1 January 2027 (rechecked in this round); changelog |
| MOM | ONE Pass eligibility | 14 September 2026 | mom.gov.sg | ONE Pass monthly salary threshold |
| EDB | Changes to Global Investor Programme | Issued 2 March 2023; in force 15 March 2023 | edb.gov.sg | Background to the changes in the three GIP investment options |
| EDB | Global Investor Programme Factsheet | Updated 5 May 2025 | edb.gov.sg | Option A S$10 million, Option B S$25 million, Option C family office AUM of at least S$200 million with at least S$50 million in designated investments (PDF opened and checked in this round); HNW and family offices path |
| ACRA | Registering a variable capital company (VCC) | Accessed 24 October 2026 | acra.gov.sg | Official entry point for VCC registration (added in this round); Topic Map (Part 2) |
Hong Kong regulators
| Institution | Title | Date | Link | Purpose |
|---|---|---|---|---|
| Hong Kong IA | Press release of 14 May 2019 (direct regulation of insurance intermediaries) | In force 23 September 2019 | ia.org.hk | Start of IA regulation of intermediaries |
| Hong Kong IA | Register of Licensed Insurance Intermediaries | Accessed October 2026 | ia.org.hk | Official verification tool (the website returns 403 to automated fetching; to be checked manually) |
| Hong Kong IA | GL29 Guideline on Cooling-off Period | Accessed October 2026 | ia.org.hk | 21-calendar-day cooling-off period; topic maps |
| Hong Kong IA | 《分红保单利益说明的演示利率上限》实务说明（HKMA 转发本）(Practice note on caps on illustrated rates in benefit illustrations for participating policies, HKMA circulated copy) | Issued 28 February 2025; applicable from 1 July 2025 | hkma.gov.hk | The cap applies to the customer's internal rate of return in benefit illustrations: 6.0% for Hong Kong-dollar and 6.5% for non-Hong Kong-dollar policies, with no limit on actual payouts (PDF opened and checked in this round); Topic Map (Part 2), changelog, cross-border families path |
| Hong Kong IA | 2025 年香港保险业临时统计数字 (Provisional statistics on the Hong Kong insurance industry for 2025) | 24 April 2026 | ia.org.hk | Gross premiums for 2025; Topic Map (Part 2) |
| Hong Kong IA | 2024 年香港保险业临时统计数字 (Provisional statistics on the Hong Kong insurance industry for 2024) | 25 April 2025 | ia.org.hk | New office premiums from mainland visitors in 2024 |
| Hong Kong SFC | Asset and Wealth Management Activities Survey 2025 | July 2026 | sfc.hk | Assets under management of HK$42,202 billion (i.e. HK$42.2 trillion) at end-2025, up 20% year on year; original checked 24 October 2026; overview, Topic Map (Part 2) |
| HKMA | Important Facts Statement – Premium Financing | 1 April 2022 | hkma.gov.hk | Risk framework for premium financing; Topic Map (Part 1) |
Mainland China authorities
| Institution | Title | Date | Link | Purpose |
|---|---|---|---|---|
| 国家外汇管理局厦门市分局 (State Administration of Foreign Exchange, Xiamen Branch) | 个人外汇业务服务小贴士 (Tips on Personal Foreign Exchange Services) | October 2021 | safe.gov.cn | Annual facilitation quota for individual foreign exchange purchases and restrictions on use; Topic Map (Part 2) |
| National People's Congress (as reproduced on the website of the Jiangsu Provincial Tax Service, State Taxation Administration) | 《中华人民共和国个人所得税法》 (Individual Income Tax Law of the People's Republic of China) | As amended 31 August 2018, currently in force | chinatax.gov.cn | Article 13: resident individuals declare overseas income between 1 March and 30 June of the following year; cross-border families path |
Secondary sources and official verification tools
Secondary sources (used only for qualitative citation or cross-checking, never to support figures on the home page):
| Source | Title / content | Date | Link | Purpose |
|---|---|---|---|---|
| Insurance Business Asia | Hong Kong insurance market extends growth run as data gap widens | 25 July 2026 | insurancebusinessmag.com | The IA is not publishing mainland visitor data separately while it reviews the basis for non-local policy data (qualitative citation); glossary |
| 中国新闻网 (China News Service) | Report on reminders to self-check overseas income | 19 January 2026 | chinanews.com.cn | Background on declaring overseas income in mainland China |
Official verification tools (for checking the status of institutions and individuals; the network has no affiliation with these tools):
- MAS Financial Institutions Directory (FID): look up institutions regulated by MAS and the regulated activities they are permitted to carry on, via MAS Directories.
- MAS Financial Institution Representatives Register (FIRR): look up individual representatives carrying on regulated activities, via the same page.
- MAS Investor Alert List: lists unregulated persons who may be mistaken for being regulated by MAS; the list is not exhaustive, mas.gov.sg/ial.
- LIA compareFIRST: compare information on life insurance products offered to retail customers by Singapore life insurers, lia.org.sg.
- Hong Kong Insurance Authority Register of Licensed Insurance Intermediaries: check the licensing status of Hong Kong insurance intermediaries, ia.org.hk.
When using these tools, rely on the information the tool page shows on the day. If you would like help interpreting this against your own circumstances, you can register your needs through the contact details on this site.
Sources and dates
- Directories — MAS · 2026-10-24
- Insurance basics — MoneySense (MAS) · 2026-05-11
- PPF Scheme Entitlement — SDIC · 2026-10
- FIDReC 官网 (FIDReC website) — FIDReC · 2026-10
- More than S$10.6b in payouts made in first half of 2026（LIA 1H 2026 Results Media Release） — LIA Singapore · 2026-08-12
- Singapore Asset Management Survey 2025 — MAS · 2026-07
- CRS Overview and Latest Developments — IRAS · 2026-09-09
- Register of Licensed Insurance Intermediaries — 香港保险业监管局（IA）(Insurance Authority, Hong Kong) · 2026-10